/* =============================================
   A&F — ESTILOS DAS PÁGINAS INTERNAS
   UI/UX Pro Max: IBM Plex Sans, touch targets,
   focus-visible, acessibilidade WCAG AA
   ============================================= */

/* PAGE HERO */
.page-hero {
  margin-top: 72px;
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul-medio) 100%);
  padding: 60px 20px;
  text-align: center;
}
.page-hero-content h1 {
  color: var(--branco);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;
  margin-bottom: 12px;
}
.page-hero-content p {
  color: rgba(255,255,255,.75);
  font-size: .9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.page-hero-content p a { color: rgba(255,255,255,.85); }
.page-hero-content p a:hover { color: var(--branco); }
.page-hero-content p i { font-size: .7rem; }

/* LABEL TAG */
.label-tag {
  display: inline-block;
  background: rgba(58,123,213,.1);
  color: var(--azul-claro);
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

/* BTN PRIMARY */
.btn-primary {
  display: inline-block;
  padding: 14px 36px;
  background: var(--azul);
  color: var(--branco);
  font-size: .9rem;
  font-weight: 600;
  border-radius: 50px;
  transition: var(--transition);
  margin-top: 20px;
}
.btn-primary:hover { background: var(--azul-claro); transform: translateY(-2px); }
.btn-full { width: 100%; text-align: center; border: none; cursor: pointer; font-family: 'IBM Plex Sans', 'Poppins', sans-serif; min-height: 48px; }

/* =============================================
   NOSSA EMPRESA
   ============================================= */
.sobre-section {
  padding: 80px 0;
  background: var(--branco);
}
.sobre-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.sobre-img img {
  width: 100%;
  border-radius: 16px;
  box-shadow: 0 12px 40px rgba(0,0,0,.12);
}
.sobre-text h2 {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--azul);
  margin-bottom: 20px;
  line-height: 1.3;
}
.sobre-text p {
  font-size: .92rem;
  color: #555;
  line-height: 1.8;
  margin-bottom: 14px;
}

/* EXPERIÊNCIA */
.experiencia-section {
  padding: 80px 0;
  background: var(--cinza-claro);
}
.experiencia-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.experiencia-text h2 {
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 16px;
}
.experiencia-text p { font-size: .92rem; color: #555; line-height: 1.8; margin-bottom: 16px; }
.exp-list { margin: 20px 0; }
.exp-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .9rem;
  color: #444;
  margin-bottom: 10px;
}
.exp-list li i { color: var(--azul-claro); margin-top: 3px; flex-shrink: 0; }
.destaque {
  background: rgba(13,31,78,.05);
  border-left: 4px solid var(--azul-claro);
  padding: 16px 20px;
  border-radius: 0 8px 8px 0;
  font-size: .88rem !important;
}
.stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.stat-card {
  background: var(--branco);
  border-radius: 12px;
  padding: 28px 20px;
  text-align: center;
  box-shadow: var(--shadow);
}
.stat-card i { font-size: 1.8rem; color: var(--azul-claro); margin-bottom: 10px; display: block; }
.stat-card strong { display: block; font-size: 2rem; font-weight: 800; color: var(--azul); }
.stat-card span { font-size: .8rem; color: var(--cinza); }

/* BANCOS */
.bancos-section {
  padding: 60px 0;
  background: var(--branco);
  text-align: center;
}
.bancos-section h2 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 36px;
}
.bancos-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 16px;
}
.banco-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  background: var(--cinza-claro);
  border-radius: 12px;
  padding: 20px 28px;
  min-width: 120px;
  transition: var(--transition);
}
.banco-item:hover { background: var(--azul); color: var(--branco); transform: translateY(-4px); }
.banco-item i { font-size: 1.5rem; color: var(--azul); }
.banco-item:hover i { color: var(--branco); }
.banco-item span { font-size: .85rem; font-weight: 700; color: var(--azul); }
.banco-item:hover span { color: var(--branco); }

/* =============================================
   CONTATO
   ============================================= */
.contato-section {
  padding: 80px 0;
  background: var(--branco);
}
.contato-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 60px;
  align-items: start;
}
.contato-info h2 {
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 10px;
}
.contato-info > p { font-size: .9rem; color: var(--cinza); margin-bottom: 30px; }
.contato-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 22px;
}
.contato-icon {
  width: 44px; height: 44px;
  background: rgba(13,31,78,.07);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--azul);
  font-size: 1rem;
  flex-shrink: 0;
}
.contato-item strong { display: block; font-size: .88rem; color: var(--azul); margin-bottom: 4px; }
.contato-item p, .contato-item a { font-size: .85rem; color: var(--cinza); line-height: 1.7; }
.contato-item a:hover { color: var(--azul-claro); }
.contato-social { display: flex; gap: 12px; margin-top: 20px; }
.contato-social a {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--azul);
  display: flex; align-items: center; justify-content: center;
  color: var(--branco);
  font-size: .9rem;
  transition: var(--transition);
}
.contato-social a:hover { background: var(--azul-claro); transform: translateY(-2px); }

/* FORMULÁRIO — IBM Plex Sans, WCAG AA */
.contato-form-wrap {
  background: var(--cinza-claro);
  border-radius: 16px;
  padding: 36px;
}
.contato-form-wrap h3 {
  font-size: 1rem;
  font-weight: 600;
  color: var(--azul);
  margin-bottom: 24px;
}
.form-group { margin-bottom: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group label {
  display: block; font-size: .82rem; font-weight: 600;
  color: #333; /* contraste 4.5:1 mínimo */
  margin-bottom: 6px;
  font-family: 'IBM Plex Sans', 'Poppins', sans-serif;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid #e0e3ed;
  border-radius: 8px;
  font-size: .88rem;
  font-family: 'IBM Plex Sans', 'Poppins', sans-serif;
  color: #1a2340;
  background: var(--branco);
  outline: none;
  transition: border-color .2s, box-shadow .2s;
  min-height: 44px; /* touch target */
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--azul-claro);
  box-shadow: 0 0 0 3px rgba(58,123,213,.18);
}
.form-group textarea { min-height: auto; }

/* MAPA */
.mapa-section { line-height: 0; }

/* =============================================
   POLÍTICA DE PRIVACIDADE
   ============================================= */
.privacidade-section {
  padding: 80px 0;
  background: var(--branco);
}
.privacidade-content { max-width: 800px; margin: 0 auto; }
.privacidade-intro {
  background: var(--cinza-claro);
  border-radius: 12px;
  padding: 28px 32px;
  margin-bottom: 40px;
}
.privacidade-intro p { font-size: .95rem; color: #444; line-height: 1.8; }
.privacidade-item {
  border-left: 4px solid var(--azul-claro);
  padding: 24px 28px;
  margin-bottom: 24px;
  background: var(--cinza-claro);
  border-radius: 0 12px 12px 0;
}
.privacidade-item h3 {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 14px;
}
.privacidade-item h3 span {
  width: 28px; height: 28px;
  background: var(--azul);
  color: var(--branco);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .8rem;
  flex-shrink: 0;
}
.privacidade-item p { font-size: .9rem; color: #555; line-height: 1.8; margin-bottom: 10px; }
.privacidade-item ul { margin: 10px 0 10px 20px; }
.privacidade-item ul li { font-size: .9rem; color: #555; line-height: 1.8; list-style: disc; }
.privacidade-item a { color: var(--azul-claro); }
.privacidade-item a:hover { text-decoration: underline; }

/* =============================================
   PÁGINAS DE SERVIÇO
   ============================================= */
.servico-intro { padding: 80px 0; background: var(--branco); }
.servico-intro-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 64px;
  align-items: start;
}
.servico-icon-hero {
  width: 88px; height: 88px;
  background: rgba(58,123,213,.1);
  border-radius: 22px;
  display: flex; align-items: center; justify-content: center;
  font-size: 2.2rem;
  color: var(--azul-claro);
  margin-bottom: 24px;
}
.servico-intro-text h2 {
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  font-weight: 800; color: var(--azul);
  margin-bottom: 16px; line-height: 1.3;
}
.servico-intro-text p { font-size: .92rem; color: #555; line-height: 1.8; margin-bottom: 14px; }

.features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-top: 8px;
}
.feature-card {
  background: var(--cinza-claro);
  border-radius: 12px;
  padding: 20px 16px;
  border-left: 3px solid var(--azul-claro);
}
.feature-card i { font-size: 1.3rem; color: var(--azul-claro); margin-bottom: 10px; display: block; }
.feature-card h4 { font-size: .86rem; font-weight: 700; color: var(--azul); margin-bottom: 5px; }
.feature-card p { font-size: .78rem; color: var(--cinza); line-height: 1.55; }

/* PROCESSO */
.steps-section { padding: 72px 0; background: var(--cinza-claro); }
.steps-section .section-header { margin-bottom: 48px; }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px;
  counter-reset: step-counter;
}
.step-item {
  background: var(--branco);
  border-radius: 14px;
  padding: 32px 20px 24px;
  text-align: center;
  position: relative;
  counter-increment: step-counter;
  box-shadow: 0 2px 12px rgba(0,0,0,.06);
}
.step-item::before {
  content: counter(step-counter);
  position: absolute;
  top: -14px; left: 50%; transform: translateX(-50%);
  width: 30px; height: 30px;
  background: var(--azul-claro);
  color: var(--branco);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .8rem; font-weight: 700;
  box-shadow: 0 2px 8px rgba(58,123,213,.4);
}
.step-item i { font-size: 1.7rem; color: var(--azul); margin-bottom: 14px; display: block; }
.step-item h4 { font-size: .9rem; font-weight: 700; color: var(--azul); margin-bottom: 8px; }
.step-item p { font-size: .78rem; color: var(--cinza); line-height: 1.6; }

/* CTA SERVIÇO */
.servico-cta {
  padding: 80px 20px;
  background: linear-gradient(135deg, var(--azul) 0%, var(--azul-medio) 100%);
  text-align: center;
}
.servico-cta h2 {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 800; color: var(--branco); margin-bottom: 12px;
}
.servico-cta p { color: rgba(255,255,255,.75); font-size: .95rem; margin-bottom: 32px; }
.servico-cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.btn-wa-cta {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 34px;
  background: var(--verde-wa); color: var(--branco);
  font-weight: 700; font-size: .92rem; border-radius: 50px;
  transition: var(--transition);
  min-height: 48px; cursor: pointer;
}
.btn-wa-cta:hover { background: #1ebd58; transform: translateY(-2px); }
.btn-outline-white {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 32px;
  background: transparent;
  border: 2px solid rgba(255,255,255,.6); color: var(--branco);
  font-weight: 600; font-size: .9rem; border-radius: 50px;
  transition: var(--transition);
  min-height: 48px; cursor: pointer;
}
.btn-outline-white:hover { background: rgba(255,255,255,.15); border-color: var(--branco); }

/* EMPRÉSTIMO PJ — ÍCONE BDMG */
.pj-icon-bdmg {
  background: linear-gradient(135deg, #003580 0%, #0057a8 100%) !important;
}

/* EMPRÉSTIMO PJ — LINHAS DE CRÉDITO */
.pj-linhas-section {
  padding: 80px 0;
  background: var(--cinza-claro);
}
.pj-linhas-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.pj-linha-card {
  background: var(--branco);
  border-radius: 16px;
  padding: 28px;
  box-shadow: var(--shadow);
  border-left: 4px solid var(--azul-claro);
  transition: var(--transition);
}
.pj-linha-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(13,31,78,.12); }
.pj-linha-featured {
  background: var(--azul);
  border-left-color: var(--amarelo);
}
.pj-linha-featured h3,
.pj-linha-featured p { color: var(--branco) !important; }
.pj-linha-featured .pj-spec { color: rgba(255,255,255,.85) !important; }
.pj-linha-featured .pj-spec strong { color: var(--branco) !important; }
.pj-linha-featured .pj-spec i { color: var(--amarelo) !important; }
.pj-linha-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 14px;
}
.pj-linha-icon {
  width: 48px; height: 48px;
  background: rgba(58,123,213,.1);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
  color: var(--azul-claro);
  flex-shrink: 0;
}
.pj-linha-featured .pj-linha-icon {
  background: rgba(255,255,255,.15);
  color: var(--branco);
}
.pj-linha-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 4px;
}
.pj-badge {
  display: inline-block;
  font-size: .72rem;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 20px;
  letter-spacing: .3px;
}
.pj-badge-green { background: rgba(37,211,102,.12); color: #1a7a3f; }
.pj-badge-blue  { background: rgba(58,123,213,.12); color: var(--azul-claro); }
.pj-badge-yellow{ background: rgba(245,166,35,.15); color: #b57800; }
.pj-linha-featured .pj-badge-blue { background: rgba(255,255,255,.2); color: var(--branco); }
.pj-linha-card > p {
  font-size: .87rem;
  color: #555;
  line-height: 1.7;
  margin-bottom: 18px;
}
.pj-linha-specs {
  display: flex;
  flex-direction: column;
  gap: 8px;
  border-top: 1px solid rgba(0,0,0,.07);
  padding-top: 16px;
}
.pj-linha-featured .pj-linha-specs { border-top-color: rgba(255,255,255,.15); }
.pj-spec {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .83rem;
  color: #444;
}
.pj-spec i { color: var(--azul-claro); width: 14px; flex-shrink: 0; }
.pj-spec strong { color: var(--azul); }
.pj-disclaimer {
  text-align: center;
  font-size: .78rem;
  color: var(--cinza);
  margin-top: 28px;
  font-style: italic;
}

/* EMPRÉSTIMO PJ — SEÇÃO DE DESTAQUE */
.pj-highlight-section {
  padding: 80px 0;
  background: var(--cinza-claro);
}
.pj-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.pj-card {
  background: var(--branco);
  border-radius: 16px;
  padding: 32px 28px;
  box-shadow: var(--shadow);
  border-top: 4px solid var(--azul-claro);
  transition: var(--transition);
}
.pj-card:hover { transform: translateY(-6px); box-shadow: 0 12px 36px rgba(13,31,78,.12); }
.pj-card-featured {
  background: var(--azul);
  border-top-color: var(--amarelo);
}
.pj-card-featured h3,
.pj-card-featured p,
.pj-card-featured li { color: var(--branco) !important; }
.pj-card-featured li i { color: var(--amarelo) !important; }
.pj-card-icon {
  width: 56px; height: 56px;
  background: rgba(58,123,213,.1);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  color: var(--azul-claro);
  margin-bottom: 20px;
}
.pj-card-featured .pj-card-icon {
  background: rgba(255,255,255,.15);
  color: var(--branco);
}
.pj-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--azul);
  margin-bottom: 12px;
}
.pj-card p {
  font-size: .88rem;
  color: #555;
  line-height: 1.7;
  margin-bottom: 20px;
}
.pj-card ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.pj-card ul li {
  font-size: .85rem;
  color: var(--azul);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.pj-card ul li i {
  color: var(--azul-claro);
  font-size: .8rem;
}

/* SIMULADOR */
.simulador-section { padding: 80px 0; background: var(--branco); }
.simulador-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: start;
}
.simulador-form-wrap {
  background: var(--cinza-claro);
  border-radius: 16px;
  padding: 36px;
}
.simulador-form-wrap h3 { font-size: 1.1rem; font-weight: 700; color: var(--azul); margin-bottom: 24px; }
.result-box {
  background: var(--azul);
  border-radius: 14px;
  padding: 28px;
  color: var(--branco);
  margin-top: 24px;
  display: none;
}
.result-box.show { display: block; }
.result-box h4 { font-size: .9rem; font-weight: 600; opacity: .8; margin-bottom: 16px; }
.result-item { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.result-item:last-child { border-bottom: none; }
.result-item span { font-size: .82rem; opacity: .8; }
.result-item strong { font-size: 1rem; font-weight: 700; }
.result-highlight { font-size: 1.4rem !important; color: var(--amarelo); }
.simulador-info h3 { font-size: 1.2rem; font-weight: 700; color: var(--azul); margin-bottom: 16px; }
.simulador-info p { font-size: .9rem; color: #555; line-height: 1.8; margin-bottom: 16px; }
.taxa-list { margin: 20px 0; }
.taxa-item {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 16px;
  background: var(--cinza-claro);
  border-radius: 8px;
  margin-bottom: 8px;
  font-size: .85rem;
}
.taxa-item strong { color: var(--azul); font-weight: 700; }
.taxa-item span { color: var(--azul-claro); font-weight: 600; }

/* =============================================
   RESPONSIVO PÁGINAS
   ============================================= */
@media (max-width: 900px) {
  .sobre-grid,
  .experiencia-grid,
  .contato-grid { grid-template-columns: 1fr; gap: 40px; }
  .contato-form-wrap { padding: 24px; }
  .form-row { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .sobre-grid,
  .experiencia-grid,
  .contato-grid { grid-template-columns: 1fr; gap: 40px; }
  .servico-intro-grid { grid-template-columns: 1fr; gap: 40px; }
  .simulador-grid { grid-template-columns: 1fr; }
  .pj-cards-grid { grid-template-columns: 1fr; gap: 16px; }
  .pj-linhas-grid { grid-template-columns: 1fr; gap: 16px; }
}
@media (max-width: 600px) {
  .page-hero { padding: 40px 20px; }
  .sobre-section,
  .experiencia-section,
  .contato-section,
  .privacidade-section,
  .servico-intro { padding: 50px 0; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .privacidade-item { padding: 20px; }
  .features-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr 1fr; }
  .servico-cta-btns { flex-direction: column; align-items: stretch; }
  .btn-wa-cta, .btn-outline-white { width: 100%; justify-content: center; }
  .simulador-form-wrap { padding: 24px; }
}